Magic Payments

speiTransfer

speiTransfer Webhook

getTransfer

getBalance

getTransfers

getPayments

newReceiverAccount

Webhook Recepción de SPEI

verifyClabe

Bank List

Privacy Policy

Default

MagicPay

Production

<p class="slate-p " ><span style="color:rgb(14, 14, 14)">Permite enviar transferencias SPEI a cuentas bancarias o tarjetas de débito en México de forma rápida y segura.</span></p><p class="slate-p " ></p>

Permite enviar transferencias SPEI a cuentas bancarias o tarjetas de débito en México de forma rápida y segura.

 Llave única proporcionada por Magic Pay para autenticar al cliente.

apiKey

Identificador único de la transferencia. Generado por el cliente (máximo 12 caracteres).

transferId

Breve descripción de la transacción que aparecerá en el estado de cuenta del beneficiario (máximo 25 caracteres).

description

Número de CLABE interbancaria o tarjeta de débito del beneficiario.

account

Monto a transferir en pesos mexicanos (MXN). Debe ser mayor o igual a 0.01.

amount

Banco receptor, solo necesario si la transferencia es a tarjeta de débito. *Ver lista de Bancos

bank

 Referencia numérica de la transacción (máximo 7 caracteres). Si no se proporciona, se genera automáticamente.

numReference

Nombre completo del titular de la cuenta beneficiaria.

owner

Si se requiere validar al beneficiario antes de liquidar el SPEI. Si es true, se valida que sea el titular contra el nombre enviado, de no ser, se toma como devolución y no se liquida la operación.

validateOwner

Indica el tipo de contenido de la solicitud. Para esta API, siempre debe ser application/json.

content-type

Identificador de la aplicación proporcionado por MagicPay. Este valor no debe ser modificado.

x-parse-application-id

Clave de API para la autenticación de las solicitudes REST. Este valor no debe ser modificado.

x-parse-rest-api-key

result

error

code

Transferencia duplicada. El transferId debe de ser único

La apiKey enviada en el campo es incorrecta

No hay saldo suficiente en la cuenta para realizar la transferencia

Un token generado por MagicPay o por el cliente para autenticar el webhook.

token

Identificador de la transacción en la respuesta de speiTransfer

transferId enviado en el servicio de speiTransfer

Clave de Rastreo, está compuesto por el nombre del cliente + el transferId

trackingId

El estado de la transacción. Se puede esperar paid o returned.

status

En caso de returned, aquí estará el motivo de la devolución.

failureReason

El banco a dónde se envió la transacción en speiTransfer

Tab 1

<p class="slate-p " ><p class="slate-p " ></p></p><p class="slate-p " ><span style="color:rgb(14, 14, 14)">Notifica automáticamente los cambios en el estado de las transferencias a través de un webhook.</span></p><div class="steps-widget" style="width:100%;
  	min-width:100%;"><div class="steps-wrapper"><div class="steps-content"><h6 class="slate-h6 " >1</h6><h3 class="slate-h3 " >Se envía la solicitud del SPEI con speiTransfer</h3><p class="slate-p " >El servicio responderá con un status “<strong class="slate-bold">in_process</strong>”. MagicPay ejecutará la transferencia SPEI enviándola a Banxico.</p><p class="slate-p " ></p></div></div><div class="steps-wrapper"><div class="steps-content"><h6 class="slate-h6 " >2</h6><h3 class="slate-h3 " >Notificación de Liquidación por Webhook</h3><p class="slate-p " >Se envía un webhook al endpoint proporcionado por el cliente con la confirmación de liquidación del SPEI. Se recibirá un status “<strong class="slate-bold">paid</strong>&quot;.
En el mayor de los casos, ya no existiran más notificaciones, excepto cuando exista una devolución posterior.
<em class="slate-italic">La confirmación de liquidación suele llegar pocos segundos o minutos después de enviar la instrucción de speiTransfer.</em></p><p class="slate-p " ></p></div></div><div class="steps-wrapper"><div class="steps-content"><h6 class="slate-h6 " >3</h6><h3 class="slate-h3 " >Notificación de Devolución por Webhook</h3><p class="slate-p " >En caso que exista una devolución de la transacción, se envía un webhook al endpoint proporcionado por el cliente con el status “<strong class="slate-bold">returned</strong>“. En el campo ”failureReason&quot; se envía el motivo de la devolución.
<em class="slate-italic">Las devoluciones suelen llevarse acabo pocos minutos después de la transacción, pero en ocasiones pueden existir devoluciones extemporaneas en uno o más días posteriores.</em></p></div></div></div><div class="slate-div"></div><p class="slate-p " ></p><p class="slate-p " ><strong class="slate-bold">Valores para el campo status: </strong></p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><code class="slate-code">in_process</code>: El depósito se encuentra en proceso, en espera de la
notificación del liquidación por el banco receptor.</div></li><li class="slate-li " ><div style="position:relative"><code class="slate-code">paid</code>: El pago ha sido liquidado al banco receptor.</div></li><li class="slate-li " ><div style="position:relative"><code class="slate-code">returned</code>: El pago fue devuelto por el banco receptor./</div></li><li class="slate-li " ><div style="position:relative"><code class="slate-code">failed</code>: Hubo un problema al intentar realizar el SPEI.</div></li><li class="slate-li " ><div style="position:relative"><code class="slate-code">pending_validation</code>: La cuenta está en proceso de validación, que coincida el titular con el CEP en Banxico.
</div></li></ul><p class="slate-p " ><strong class="slate-bold">Casos de devoluciones:</strong></p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Excede el límite de abonos permitidos en el mes en la cuenta</div></li><li class="slate-li " ><div style="position:relative">Excede el límite de saldo autorizado de la cuenta</div></li><li class="slate-li " ><div style="position:relative">Cuenta inexistente</div></li><li class="slate-li " ><div style="position:relative">Cuenta cancelada</div></li><li class="slate-li " ><div style="position:relative">Cuenta no pertenece al banco receptor</div></li><li class="slate-li " ><div style="position:relative">Falta información mandatoria para completar el pago</div></li><li class="slate-li " ><div style="position:relative">La verificación del titular de la cuenta ha fallado. Los detalles proporcionados no coinciden con Banxico.</div></li></ul><p class="slate-p " ></p>

Notifica automáticamente los cambios en el estado de las transferencias a través de un webhook.

<p class="slate-p " ><span style="color:rgb(14, 14, 14)">Recupera el estado y los detalles de una transferencia previamente iniciada.</span></p><p class="slate-p " ></p>

Recupera el estado y los detalles de una transferencia previamente iniciada.

Llave única proporcionada por Magic Pay para autenticar la solicitud.

 Identificador único de la transferencia. Puede incluir o no el nombre del comercio concatenado.

Respuesta exitosa

Estados de la transacción:
- in_process: El depósito se encuentra en proceso, en espera de la
notificación del liquidación por el banco receptor.
- paid: El pago ha sido liquidado al banco receptor.
- returned: El pago fue devuelto por el banco receptor.
- failed: Hubo un problema al intentar realizar el SPEI.
- pending_validation: Se está validando que el titular coincida con el titular real según Banxico.

<p class="slate-p " ><span style="color:rgb(14, 14, 14)">Permite consultar el saldo disponible en la cuenta vinculada a MagicPay.</span></p><p class="slate-p " ></p>

Permite consultar el saldo disponible en la cuenta vinculada a MagicPay.

Llave única proporcionada por Magic Pay.

<p class="slate-p " ><span style="color:rgb(14, 14, 14)">Recupera una lista de transferencias filtradas por estado, fechas y otros parámetros opcionales.</span></p><p class="slate-p " ></p>

Recupera una lista de transferencias filtradas por estado, fechas y otros parámetros opcionales.

Filtra transferencias creadas antes de la fecha indicada. Puede ser Unix Timestamp o en formato AAAAMMDD.

before

Filtra transferencias creadas después de la fecha indicada. Puede ser Unix Timestamp o en formato AAAAMMDD.

after

Filtra transferencias por estado (paid, in_process, failed, returned).

Número de transferencias a omitir (paginación).

skip

Número máximo de transferencias a devolver (máximo 100).

limit

<p class="slate-p " ><span style="color:rgb(14, 14, 14)">Recupera una lista de pagos recibidos filtrados por estado, fechas y otros parámetros opcionales.</span></p><p class="slate-p " ></p>

Recupera una lista de pagos recibidos filtrados por estado, fechas y otros parámetros opcionales.

Filtra pagos creados antes de la fecha indicada. Puede ser Unix Timestamp o en formato AAAAMMDD.

Filtra pagos creados después de la fecha indicada. Puede ser Unix Timestamp o en formato AAAAMMDD.

Número máximo de pagos a devolver (máximo 100).

<p class="slate-p " >Crea una nueva cuenta receptora (CLABE) asociada a un merchant. Dependiendo del procesador del merchant, genera la CLABE a través del participante de SPEI activo en el momento.</p>

Crea una nueva cuenta receptora (CLABE) asociada a un merchant. Dependiendo del procesador del merchant, genera la CLABE a través del participante de SPEI activo en el momento.

Objeto JSON adicional abierto para definir por el cliente. El metadata será enviado por Webhook al recibir un pago.


metadata

clabe

payerAccount

payerName

payerRFC

receiverAccount

tracking

Webhook Payment

<p class="slate-p " ><p class="slate-p " >Al recibir una transferencia a la cuenta concentradora o cualquier Multi-CLABE, se envía una notificación webhook al endpoint proporcionado con toda la información del SPEI.</p><div class="slate-div"></div><p class="slate-p " ></p><p class="slate-p " ></p><p class="slate-p " ></p></p>

<p class="slate-p " ><span style="color:rgb(14, 14, 14)">Valida la CLABE interbancaria y asegura que sea correcta y válida. Principalmente usada para generar Sub-CLABEs para recepción de pagos y generar el digito verificador del final.</span></p><p class="slate-p " ></p>

Valida la CLABE interbancaria y asegura que sea correcta y válida. Principalmente usada para generar Sub-CLABEs para recepción de pagos y generar el digito verificador del final.

CLABE interbancaria a verificar. Los primeros 17 dígitos o completamente los 18 dígitos.

CLABE verificada y corregida (si aplica).

<p class="slate-p " ><p class="slate-p " >Lista de bancos para el servicio de <strong class="slate-bold">speiTransfer</strong>. El campo de banco es opcional cuando es una CLABE, pero obligatorio de tratarse de tarjeta de débito, debe de enviarse tal cuál como aparece en la lista, sin importar mayúsculas y minúsculas.</p><div class="table-container" style="width:100%;
  min-width:100%;"><table class="slate-table" ><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:400px;">Title</div></div><colgroup ></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ABC CAPITAL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ACCIVAL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ACTINVER</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >AFIRME</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >AKALA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >AMERICAN EXPRES</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >AMERICAN EXPRESS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ASEA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ASP INTEGRA OPC</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >AUTOFIN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >AXA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >AZTECA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >B&amp;amp;B</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BAJIO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BAMSA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANAMEX</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANCO FAMSA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANCO FINTERRA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANCOMER</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANCOMEXT</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANCOPPEL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANCREA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANJERCITO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANKAOOL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANOBRAS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANORTE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANORTE/IXE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANREGIO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANSEFI</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BANSI</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BARCLAYS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BBASE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BBVA BANCOMER</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BMONEX</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BTG PACTUAL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >BX+</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CAJA POP MEXICA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CAJA TELEFONIST</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CB ACTINVER</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CB INTERCAM</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CB JPMORGAN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CBDEUTSCHE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CI BOLSA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CIBANCO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CITIBANAMEX</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CLS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >COMPARTAMOS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CONSUBANCO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CREDIT SUISSE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CRISTOBAL COLON</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >CUENCA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >DEUTSCHE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >DONDE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ESTRUCTURADORES</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >EVERCORE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >FINAMEX</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >FINCOMUN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >FND</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >FOMPED</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >FONDEADORA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >FONDO (FIRA)</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >FORJADORES</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >GBM</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >GNP</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >HDI SEGUROS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >HIPOTECARIA FED</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >HSBC</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >HUASTECAS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ICBC</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INBURSA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INDEVAL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INFONAVIT</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INMOBILIARIO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INTERACCIONES</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INTERCAM BANCO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INVERCAP</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INVESTA BANK</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >INVEX</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >IXE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >JP MORGAN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >KLAR</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >KUSPIT</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >LIBERTAD</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MAPFRE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MASARI</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MERCADO PAGO W</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MERRILL LYNCH</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >METABANK</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >METROPOLITAN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MIFEL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MIZUHO BANK</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MONEXCB</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MULTIVA BANCO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MULTIVA CBOLSA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >NAFIN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >NU MEXICO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >NVIO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >OACTIN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ORDER</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >OSKNDIA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >PAGATODO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >PERSEVERANCIA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >PRINCIPAL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >PROFUTURO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >REFORMA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SABADELL</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SANTANDER</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SCOTIABANK</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SEGMTY</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SKANDIA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SOFIEXPRESS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SPIN BY OXXO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >STP</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >SURA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >TESORED</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >TOKYO</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >UBS BANK</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >UNAGRA</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >UNIBANCARD</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >UNIBANK</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >VALMEX</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >VALUE</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >VE POR MAS</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >VECTOR</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >VOLKSWAGEN</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ZURICH</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >ZURICHVI</p></td></div></tr></tbody></table></div></p><p class="slate-p " ></p>

<p class="slate-p " ><p class="slate-p " ></p></p><h1 class="slate-h1 " ><strong class="slate-bold">MagicPay App Privacy Policy</strong></h1><p class="slate-p " ><em class="slate-italic">Last Updated: 6 Feb, 2025.</em></p><p class="slate-p " >Thank you for choosing MagicPay. We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use the MagicPay app and its features, including BLE-based location detection, Airdrop sharing, and the MagicPay keyboard extension.</p><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">1. Information We Collect</strong></h2><p class="slate-p " >We collect the following types of information to provide and improve our services:</p><h3 class="slate-h3 " ><strong class="slate-bold">1.1 Personal Information</strong></h3><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Email Address:</strong> Used for signing up, logging in, and communicating important updates about the service.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">First and Last Name:</strong> Used to personalize your experience and provide identity verification when necessary.</div></li></ul><h3 class="slate-h3 " ><strong class="slate-bold">1.2 Location Information</strong></h3><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">BLE Location Data:</strong> We collect location data to detect nearby payment beacons using Bluetooth Low Energy (BLE). This is necessary to trigger notifications when a payment link is created within a short distance (20 cm or less).
<strong class="slate-bold">Note:</strong> Location data is used only for detecting nearby payment events and is not stored or tracked for other purposes.</div></li></ul><h3 class="slate-h3 " ><strong class="slate-bold">1.3 Device Information</strong></h3><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Airdrop Sharing:</strong> We use Airdrop to allow you to securely share payment links. This feature does not store or share any sensitive personal information beyond what is necessary to complete the transfer.</div></li></ul><h3 class="slate-h3 " ><strong class="slate-bold">1.4 Keyboard Extension (Full Access)</strong></h3><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Payment Amounts Only:</strong> Enabling the MagicPay keyboard extension requires full access to provide payment link functionality. However, we do <strong class="slate-bold">not</strong> collect or have visibility into what you type in any other keyboard or app. We only capture the payment amount you input within the MagicPay extension.</div></li></ul><h3 class="slate-h3 " ><strong class="slate-bold">1.5 Notifications</strong></h3><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Payment Link Notifications:</strong> We may send push notifications to alert you when a payment link has been created nearby. You can manage notification preferences within your device settings.</div></li></ul><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">2. How We Use Your Information</strong></h2><p class="slate-p " >We use the information we collect to:</p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Provide and improve the functionality of the MagicPay app.</div></li><li class="slate-li " ><div style="position:relative">Facilitate secure payment link creation and sharing.</div></li><li class="slate-li " ><div style="position:relative">Detect and notify users of nearby payment links.</div></li><li class="slate-li " ><div style="position:relative">Personalize and enhance your user experience.</div></li><li class="slate-li " ><div style="position:relative">Communicate important updates, security alerts, or service changes.</div></li></ul><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">3. How We Protect Your Information</strong></h2><p class="slate-p " >We prioritize the security of your personal data. Measures we take include:</p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Encryption:</strong> All data, including payment links, is transmitted securely using industry-standard encryption.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Limited Data Collection:</strong> We only collect the data necessary for MagicPay to function properly.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Access Control:</strong> Access to personal data is limited to authorized personnel and protected by strict security protocols.</div></li></ul><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">4. Data Sharing and Third Parties</strong></h2><p class="slate-p " >We do <strong class="slate-bold">not</strong> sell, rent, or share your personal information with third parties for their marketing purposes. We may share information only under the following circumstances:</p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">With your consent:</strong> When you explicitly agree to share data for a particular purpose.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Legal obligations:</strong> When required to comply with legal obligations, court orders, or government regulations.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Service providers:</strong> Trusted service providers may access information necessary to perform services on our behalf (e.g., cloud hosting, BLE detection services) under strict confidentiality agreements.</div></li></ul><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">5. Your Choices and Control</strong></h2><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Manage BLE Permissions:</strong> You can enable or disable location-based services via your device’s settings.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Notification Preferences:</strong> Manage push notifications in your device settings.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Manage Keyboard Access:</strong> You can enable or disable the MagicPay keyboard extension through your device settings at any time.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Account Deletion:</strong> You may request to delete your account and associated data by contacting us at [Insert Contact Email].</div></li></ul><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">6. Data Retention</strong></h2><p class="slate-p " >We retain your personal information only for as long as necessary to provide the MagicPay service and as required by applicable laws. When data is no longer needed, it will be securely deleted or anonymized.</p><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">7. Children&apos;s Privacy</strong></h2><p class="slate-p " >MagicPay is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child without parental consent, we will delete it promptly.</p><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">8. Changes to this Privacy Policy</strong></h2><p class="slate-p " >We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. Any updates will be posted here, and if changes are significant, we will notify you via email or within the app.</p><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><h2 class="slate-h2 " ><strong class="slate-bold">9. Contact Us</strong></h2><p class="slate-p " >If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:</p><p class="slate-p " ><strong class="slate-bold">Email:</strong> bruno@magicpay.mx
<strong class="slate-bold">Address:</strong> Tlaloc 9, Col. El Contadero, Cuajimalpa, CDMX, México, 05500</p><div class="slate-hr"><hr contenteditable="false" class="slate-HrElement-hr"/></div><p class="slate-p " >By using the MagicPay app, you agree to the terms outlined in this Privacy Policy.</p>

Thank you for choosing MagicPay. We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use the MagicPay app and its features, including BLE-based location detection, Airdrop sharing, and the MagicPay keyboard extension.

We collect the following types of information to provide and improve our services:

We prioritize the security of your personal data. Measures we take include:

 sell, rent, or share your personal information with third parties for their marketing purposes. We may share information only under the following circumstances:

We retain your personal information only for as long as necessary to provide the MagicPay service and as required by applicable laws. When data is no longer needed, it will be securely deleted or anonymized.

MagicPay is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child without parental consent, we will delete it promptly.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. Any updates will be posted here, and if changes are significant, we will notify you via email or within the app.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

 Tlaloc 9, Col. El Contadero, Cuajimalpa, CDMX, México, 05500

By using the MagicPay app, you agree to the terms outlined in this Privacy Policy.

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