Neero SAS

Neero Gateway

Neero offers

Getting Started

Authentication

Request and Responses Payloads

Errors

Webhook

The webhook endpoint object

Payment Methods

Create Payment Method

List Payment Methods

Find Payment Method By Id

Resolve Payment Method Details

Balances

Get balance By Payment Method Id

Transaction Intents

Create Cash In Payment Intent

Create Cash Out Payment Intent

List Transaction Intents

Update Transaction Intent

Confirm Transaction Intent

Cancel Transaction Intent

Find Transaction Intent By Id

Transaction Intent Session

Create Session

Guides

Testing Transactions

Collecting a Payment

Sending funds.

Neero flow

Getting started

Neero Baas Gateway

Default

Neero Payment Gateway

Production

Sandbox

<p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Transaction Intents</strong> are at the core of every transaction in the payment gateway. It enables users to access details about transactions and manage them effectively within the system. With this functionality, users can streamline the process of handling payment requests and track the status of transactions seamlessly.</p><p class="slate-p slate-indent-0" style="0px">For a transaction intent to be completed, it must have payment method source and a payment method destination.</p><h3 class="slate-h3 " ><strong class="slate-bold">Important Terminology</strong></h3><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Transaction type</strong></p><p class="slate-p slate-indent-0" style="0px">It determines the &apos;direction&apos; in which the transaction takes place. </p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:100%"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:254px;">Title</div><div style="width:0px;">Description</div></div><colgroup ><col style="width:254px"><col style="width:initial"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Transaction type</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Description</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">CASHOUT</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Means the transaction intent is removing funds from a balance in a store in your merchant account. This balance must be specified as the source of the transaction.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">CASHIN</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Means the transaction intent is adding funds into a balance in a store in your merchant account. This balance must be specified as the destination of the transaction.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">EXTERNAL</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">is a type we use for purposes peculiar to NEERO. We may allow some merchants to use this type in the future</p></td></div></tr></tbody></table></div><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Payment type</strong></p><p class="slate-p slate-indent-0" style="0px">This determines the type of payment you want to achieve through the transaction. The ones merchants are allowed to  used are:</p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:initial;"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:204px;">Title</div><div style="width:290px;">Description</div><div style="width:100%px;">Title</div><div style="width:100%px;">Description</div><div style="width:100%px;">Title</div></div><colgroup ><col style="width:204px"><col style="width:290px"><col style="width:100%px"><col style="width:100%px"><col style="width:100%px"><col style="width:100%px"><col style="width:100%px"><col style="width:100%px"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Payment type</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Description</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">TRANSFER_TO_NEERO_PERSON</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to a Neero Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">ORANGE_MONEY_TRANSFER</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to an Orange Money Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">MTN_MONEY_TRANSFER</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to an MTN MoMo Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">TRANSFER_TO_NEERO_MERCHANT</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to a Neero Merchant Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">MERCHANT_COLLECTION</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To collect payments into your Merchant Account.</p></td></div></tr></tbody></table></div><p class="slate-p slate-indent-0" style="0px"></p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Transaction Intent Statuses</strong></p><p class="slate-p slate-indent-0" style="0px"></p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:100%"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:100px;">Title</div><div style="width:100px;">Description</div></div><colgroup ><col style="width:initial"><col style="width:initial"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Status</strong></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Description</strong></p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">INITIALIZED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent has been initialized.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">REQUIRES_PAYMENT_METHOD</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent needs to be updated with a payment method either as source or destination</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">WAITING_FOR_CONFIRMATION</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent Pending confirmation</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">REQUIRES_ACTION</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">An action needs to be completed for the payment to continue. This action will be found in the nextAction property of the transaction intent.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">PENDING</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">The intent is being processed.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">CANCELLED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent has been manually cancelled by the user or via API.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">EXPIRED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent has expired.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">FAILED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">The intent couldn&apos;t be processed and failed.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">SUCCESSFUL</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent successfully processed.</p></td></div></tr></tbody></table></div><p class="slate-p " ></p><p class="slate-p " ></p><p class="slate-p " ></p>

 are at the core of every transaction in the payment gateway. It enables users to access details about transactions and manage them effectively within the system. With this functionality, users can streamline the process of handling payment requests and track the status of transactions seamlessly.

For a transaction intent to be completed, it must have payment method source and a payment method destination.

It determines the 'direction' in which the transaction takes place. 

Title

Description

This determines the type of payment you want to achieve through the transaction. The ones merchants are allowed to  used are:

<p class="slate-p slate-indent-0" style="0px">Core Offerings: Neero’s Business Solutions</p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Financial Management Tools :</strong></div><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Card Management: Easily create and manage Visa and Mastercard bank cards for employees and customers.</div></li><li class="slate-li " ><div style="position:relative">Salary and Invoice Payments: Automate salary payments and invoice generation, simplifying payroll and billing processes.</div></li><li class="slate-li " ><div style="position:relative">Money Transfers: Facilitate quick and secure money transfers within and across borders.</div></li><li class="slate-li " ><div style="position:relative">Team Budget Management: Monitor and control team budgets with real-time tracking and reporting.</div></li></ul></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Neero Gateway :</strong></div><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">International and Local Payment Methods: Accept payments from various channels, ensuring flexibility and convenience for your customers.</div></li><li class="slate-li " ><div style="position:relative">Neero flow : Ideal for businesses that manage payments on behalf of third parties, such as marketplaces, on-demand service platforms, and crowdfunding sites. It simplifies the complexity of multi-party payments by enabling quick user onboarding, automated fund distribution, and robust compliance and security management.</div></li><li class="slate-li " ><div style="position:relative">Instant Transfers: Diaspora companies can transfer funds instantly to recipients in Africa, enhancing operational efficiency.</div></li><li class="slate-li " ><div style="position:relative">Security Features: Tools like dispute resolution and Katika ensure that every transaction is protected, fostering a safe environment for both businesses and consumers.</div></li></ul></li></ul><p class="slate-p slate-indent-0" style="0px">Security and Trust : Building Confidence in Neero</p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Transaction Security :</strong></div><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Dispute Resolution : Our integrated dispute resolution system ensures that all parties have recourse in the event of transaction issues, maintaining trust.</div></li><li class="slate-li " ><div style="position:relative">Neero Radar : This security feature monitors transactions in real-time, flagging suspicious activity to prevent fraud and unauthorized access.</div></li></ul></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Compliance and Regulation :</strong></div><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Regulatory Adherence: Neero complies with local and international financial regulations, ensuring that your business operations are always within legal frameworks.</div></li><li class="slate-li " ><div style="position:relative">Data Protection: We prioritize data security, employing advanced encryption and storage techniques to safeguard sensitive information.</div></li></ul></li></ul><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Why Choose Neero Gateway ?</strong></p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Ease of Integration : </strong>Our API is designed for quick and seamless integration, allowing businesses to start accepting payments without significant delays.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Customer Support :</strong> Neero offers 24/7 support to assist with any technical issues or queries, ensuring a smooth user experience.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Incentives for Implementation :</strong></div><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Exclusive Offers: Take advantage of discounts or bonuses when you implement Neero Gateway within the next few months.</div></li><li class="slate-li " ><div style="position:relative">Referral Program: Earn rewards by referring other businesses to Neero, fostering a network of trusted partners.</div></li></ul></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Scalability :</strong></div><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Growth with Neero: As your business expands, Neero Gateway scales with you, offering advanced features and higher transaction limits to meet your growing needs.</div></li></ul></li></ul><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Continuous Improvement:</strong></p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Feature Updates : Stay ahead with regular updates that introduce new features and enhancements, keeping your business competitive.</div></li><li class="slate-li " ><div style="position:relative">Feedback Mechanism : We value your input—share your experiences and suggestions to help us refine and improve our services.</div></li><li class="slate-li " ><div style="position:relative">Community and Networking:</div><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">User Community: Join our community of Neero users to exchange best practices, success stories, and innovative ideas, creating a collaborative environment for growth.</div></li></ul></li></ul><p class="slate-p " ></p><p class="slate-p " ></p>

Core Offerings: Neero’s Business Solutions

Security and Trust : Building Confidence in Neero

<p class="slate-p " >The Neero API is organized around <code class="slate-code">REST</code>. Our API has predictable resource-oriented URLs, accepts <code class="slate-code">form-encoded</code> request bodies, returns <a href="http://www.json.org/" target="_blank"><code class="slate-code">JSON-encoded</code></a>responses, and uses standard HTTP response codes, authentication, and verbs.</p><p class="slate-p " >You can use the Neero API in test mode, which doesn’t affect your live data or interact with the banking networks. The API key you use to <code class="slate-code">authenticate</code> the request determines whether the request is live mode or test mode.</p><p class="slate-p " >The Neero API doesn’t support bulk updates. You can work on only one object per request.</p><p class="slate-p " ></p><p class="slate-p " ></p>

. Our API has predictable resource-oriented URLs, accepts 

responses, and uses standard HTTP response codes, authentication, and verbs.

You can use the Neero API in test mode, which doesn’t affect your live data or interact with the banking networks. The API key you use to 

 the request determines whether the request is live mode or test mode.

The Neero API doesn’t support bulk updates. You can work on only one object per request.

<p class="slate-p slate-indent-0" style="0px">What&apos;s a webhook?</p><p class="slate-p slate-indent-0" style="0px">A webhook is a way for one application to send real-time information to another application. Think of it like a phone call where one app tells another app, &quot;Hey, something just happened, and here’s the details.&quot;</p><p class="slate-p slate-indent-0" style="0px">What Does a Webhook Do?</p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">Real-Time Updates: When something significant happens in an application (like a payment being processed or a new user signing up), a webhook sends an instant update to another system. This means you don’t have to wait for the other system to check for updates; it gets them immediately.</div></li><li class="slate-li " ><div style="position:relative">Automation: Webhooks can trigger automatic actions. For example, if a customer makes a purchase, a webhook can automatically update the inventory and send a confirmation email.</div></li><li class="slate-li " ><div style="position:relative">Communication: It’s a way for different systems or apps to communicate with each other without needing constant manual intervention.</div></li></ul><p class="slate-p slate-indent-0" style="0px">In short, webhooks help keep different systems in sync and allow them to respond quickly to changes.</p><p class="slate-p slate-indent-0" style="0px">Why use webhooks ?</p><p class="slate-p slate-indent-0" style="0px">When integrating with Neero, you might want your application to receive real-time events from your Neero account so your backend systems can react appropriately.</p><p class="slate-p slate-indent-0" style="0px">Insert line aboveInsert line belowDelete</p><p class="slate-p slate-indent-0" style="0px">To set this up, you need to register webhook endpoints. Once registered, Neero will send real-time event data to your application&apos;s webhook endpoint whenever events occur in your Neero account. Neero uses HTTPS to deliver these events as JSON payloads containing an Event object.</p><p class="slate-p slate-indent-0" style="0px">Insert line aboveInsert line belowDelete</p><p class="slate-p slate-indent-0" style="0px">Receiving webhook events is especially useful for tracking asynchronous events, such as when a customer&apos;s bank confirms a payment, a charge is disputed, a recurring payment is successful, or subscription payments are collected.</p><p class="slate-p " ></p><p class="slate-p " ></p>

A webhook is a way for one application to send real-time information to another application. Think of it like a phone call where one app tells another app, "Hey, something just happened, and here’s the details."

In short, webhooks help keep different systems in sync and allow them to respond quickly to changes.

When integrating with Neero, you might want your application to receive real-time events from your Neero account so your backend systems can react appropriately.

To set this up, you need to register webhook endpoints. Once registered, Neero will send real-time event data to your application's webhook endpoint whenever events occur in your Neero account. Neero uses HTTPS to deliver these events as JSON payloads containing an Event object.

Receiving webhook events is especially useful for tracking asynchronous events, such as when a customer's bank confirms a payment, a charge is disputed, a recurring payment is successful, or subscription payments are collected.

<p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">PaymentMethod</strong> objects represent your customer’s payment options, like credit cards or digital wallets. You can use these objects with PaymentIntents to process payments, or you can save them to Customer objects to keep the payment details for future transactions.</p><p class="slate-p slate-indent-0" style="0px">Every Transaction always has 2 parties a <strong class="slate-bold">source</strong> and a <strong class="slate-bold">destination</strong>. A payment method is an entity that represents any of these parties.</p><h2 class="slate-h2 " >Supported Payment Method Types.</h2><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:100%"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:100px;">Title</div><div style="width:100px;">Description</div></div><colgroup ><col style="width:initial"><col style="width:initial"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><strong class="slate-bold">Type</strong></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><strong class="slate-bold">Description</strong></p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >MOBILE_MONEY</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Represents Mobile Money Payment Method</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >NEERO_MERCHANT</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Represents a Neero Merchant</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >PAYPAL</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Represents a Paypal Payment Method</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >NEERO_PERSON</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Represents a Neero Person</p></td></div></tr></tbody></table></div><h3 class="slate-h3 " ><span style="color:#000000"><strong class="slate-bold">Constraint to make transaction with a payment method</strong></span></h3><p class="slate-p " ><span style="color:#000000"><strong class="slate-bold">CASHIN</strong></span></p><p class="slate-p " >When you do a cash-in the payment amount need to respect : Min amount, Max amount, and denomination constraint.</p><p class="slate-p " >If one of these constraints not respected your payment will fail automatically.   </p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:100%"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:164px;">Title</div><div style="width:198px;">Description</div><div style="width:161px;">Title</div><div style="width:145px;">Description</div><div style="width:188px;">Title</div><div style="width:0px;">Description</div></div><colgroup ><col style="width:164px"><col style="width:198px"><col style="width:161px"><col style="width:145px"><col style="width:188px"><col style="width:initial"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)"><strong class="slate-bold">Paymentmethod</strong></span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)"><strong class="slate-bold">Transaction Type</strong></span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><strong class="slate-bold">Provider</strong></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><strong class="slate-bold">Min amount</strong></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><strong class="slate-bold">Max amount</strong></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><strong class="slate-bold">Denomination</strong><span style="color:rgb(0, 0, 0)">(Amount to be a multiple of)</span></p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MOBILE_MONEYMOBILE_MONEY</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MERCHANT_COLLECTION</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">ORANGE_MONEY_TRANSFER</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >500 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >500 000 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >1</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MOBILE_MONEYMOBILE_MONEY</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MERCHANT_COLLECTION</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MTN_MONEY_TRANSFER</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >500 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">500 000 XAF</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >1</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">NEERO_PERSON</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MERCHANT_COLLECTION</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >-</p><p class="slate-p " >No need to add provider </p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >1 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >5 000 000 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >1</p></td></div></tr></tbody></table></div><p class="slate-p " ></p><p class="slate-p " ><strong class="slate-bold">CASHOUT</strong></p><p class="slate-p " ><span style="color:rgb(0, 0, 0)">When you do a cash-out the transfert amount need to respect : Min amount, Max amount, and denomination constraints.</span></p><p class="slate-p " ><span style="color:rgb(0, 0, 0)">Insert line aboveInsert line belowDelete</span></p><p class="slate-p " ><span style="color:rgb(0, 0, 0)">If one of these constraints not respected your payment will fail automatically. </span></p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:100%"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:0px;">Title</div><div style="width:0px;">Description</div><div style="width:135px;">Title</div><div style="width:146px;">Description</div><div style="width:0px;">Title</div></div><colgroup ><col style="width:initial"><col style="width:initial"><col style="width:135px"><col style="width:146px"><col style="width:initial"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Paymentmethod</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Transaction Type</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Min amount</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Max amount</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >Denomination (Amount to be a multiple of)</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MOBILE_MONEY</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">ORANGE_MONEY_TRANSFER</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >500 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >500 000 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >50</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">MTN_MONEY_TRANSFER</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >500 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">500 000 XAF</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >50</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">NEERO_PERSON</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">TRANSFER_TO_NEERO_PERSON</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >1 XAF</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " ><span style="color:rgb(0, 0, 0)">5 000 000</span></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p " >1</p></td></div></tr></tbody></table></div><p class="slate-p slate-indent-0" style="0px"></p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Additional Explanation with Examples :</strong></p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">PaymentMethod Objects: </strong>Think of this as storing your customer&apos;s credit card information. For example, if a customer uses a Visa card, you create a PaymentMethod object for that card.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">TransactionIntents:</strong> This is like preparing to charge the customer. For instance, if the customer buys a product, you create a PaymentIntent to process the payment using the PaymentMethod (the Visa card) they provided.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Customer Objects:</strong> If your customer wants to save their Visa card for future purchases, you can store the PaymentMethod in a Customer object. Next time they buy something, they don’t need to re-enter their card details—you just use the stored PaymentMethod.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Example Scenario:</strong></p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Step 1 : </strong>Customer Checkout: A customer uses a Visa card or Neero Wallet to buy a product.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Step 2 : </strong>Create PaymentMethod: You create a PaymentMethod object to represent the Visa card or the Neero wallet.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">step 3 :</strong> Process Payment: You create a TransactionIntent using the PaymentMethod to charge the Visa card or the Neero wallet.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Step 4 :</strong> Save for Future Use: If the customer wants to save their card for future purchases, you store the PaymentMethod in a Customer object in your system.</p><p class="slate-p slate-indent-0" style="0px">It&apos;s by this way, we manage payments securely and make future transactions quicker for our customers.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Customer action</strong></p><p class="slate-p slate-indent-0" style="0px">​​Some payment methods require your customer to take additional steps to complete the payment. The PaymentIntent object’s next_action parameter specifies the type of customer action.</p><p class="slate-p slate-indent-0" style="0px">Some common actions that customers need to perform are:</p><ul class="slate-ul " ><li class="slate-li " ><div style="position:relative">​​Redirect to their bank’s online service to authenticate and approve the payment.</div></li><li class="slate-li " ><div style="position:relative">Verify ownership of their account by providing a one-time code that you post to the Neero API (for example, microdeposits).</div></li><li class="slate-li " ><div style="position:relative">Push funds (for example, in the case for bank transfers) through their bank’s online service.</div></li></ul><p class="slate-p slate-indent-0" style="0px">Not all payment methods require additional customer actions. For example, card payments (excluding 3D Secure) require no additional authentication beyond collecting card details.</p><p class="slate-p " ></p><p class="slate-p " ></p>

 objects represent your customer’s payment options, like credit cards or digital wallets. You can use these objects with PaymentIntents to process payments, or you can save them to Customer objects to keep the payment details for future transactions.

Every Transaction always has 2 parties a 

. A payment method is an entity that represents any of these parties.

Constraint to make transaction with a payment method

When you do a cash-in the payment amount need to respect : Min amount, Max amount, and denomination constraint.

If one of these constraints not respected your payment will fail automatically.   

When you do a cash-out the transfert amount need to respect : Min amount, Max amount, and denomination constraints.

If one of these constraints not respected your payment will fail automatically. 

Think of this as storing your customer's credit card information. For example, if a customer uses a Visa card, you create a PaymentMethod object for that card.

 This is like preparing to charge the customer. For instance, if the customer buys a product, you create a PaymentIntent to process the payment using the PaymentMethod (the Visa card) they provided.

 If your customer wants to save their Visa card for future purchases, you can store the PaymentMethod in a Customer object. Next time they buy something, they don’t need to re-enter their card details—you just use the stored PaymentMethod.

Customer Checkout: A customer uses a Visa card or Neero Wallet to buy a product.

Create PaymentMethod: You create a PaymentMethod object to represent the Visa card or the Neero wallet.

 Process Payment: You create a TransactionIntent using the PaymentMethod to charge the Visa card or the Neero wallet.

 Save for Future Use: If the customer wants to save their card for future purchases, you store the PaymentMethod in a Customer object in your system.

It's by this way, we manage payments securely and make future transactions quicker for our customers.

​​Some payment methods require your customer to take additional steps to complete the payment. The PaymentIntent object’s next_action parameter specifies the type of customer action.

Some common actions that customers need to perform are:

Not all payment methods require additional customer actions. For example, card payments (excluding 3D Secure) require no additional authentication beyond collecting card details.

<p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Transaction Intents</strong> are at the core of every transaction in the payment gateway. It enables users to access details about transactions and manage them effectively within the system. With this functionality, users can streamline the process of handling payment requests and track the status of transactions seamlessly.</p><p class="slate-p slate-indent-0" style="0px">For a transaction intent to be completed, it must have payment method source and a payment method destination.</p><h3 class="slate-h3 " ><strong class="slate-bold">Important Terminology</strong></h3><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Transaction type</strong></p><p class="slate-p slate-indent-0" style="0px">It determines the &apos;direction&apos; in which the transaction takes place. </p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:100%"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:254px;">Title</div><div style="width:0px;">Description</div></div><colgroup ><col style="width:254px"><col style="width:initial"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Transaction type</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Description</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">CASHOUT</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Means the transaction intent is removing funds from a balance in a store in your merchant account. This balance must be specified as the source of the transaction.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">CASHIN</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Means the transaction intent is adding funds into a balance in a store in your merchant account. This balance must be specified as the destination of the transaction.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">EXTERNAL</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">is a type we use for purposes peculiar to NEERO. We may allow some merchants to use this type in the future</p></td></div></tr></tbody></table></div><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Payment type</strong></p><p class="slate-p slate-indent-0" style="0px">This determines the type of payment you want to achieve through the transaction. The ones merchants are allowed to  used are:</p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:initial;"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:204px;">Title</div><div style="width:290px;">Description</div><div style="width:400px;">Title</div></div><colgroup ><col style="width:204px"><col style="width:290px"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Payment type</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Description</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">TRANSFER_TO_NEERO_PERSON</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to a Neero Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">ORANGE_MONEY_TRANSFER</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to an Orange Money Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">MTN_MONEY_TRANSFER</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to an MTN MoMo Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">TRANSFER_TO_NEERO_MERCHANT</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To transfer funds to a Neero Merchant Account</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">MERCHANT_COLLECTION</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">To collect payments into your Merchant Account.</p></td></div></tr></tbody></table></div><p class="slate-p slate-indent-0" style="0px"></p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Transaction Intent Statuses</strong></p><p class="slate-p slate-indent-0" style="0px"></p><div class="table-container" style="width:100%;min-width:100%"><table class="slate-table" style="min-width:100%"><div class="published-table-header" style="width:100%;min-width:100%;min-height:initial;visibility: hidden;border:initial"><div style="width:100px;">Title</div><div style="width:100px;">Description</div></div><colgroup ><col style="width:initial"><col style="width:initial"></colgroup><tbody class="slate-TableElement-tbody"><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Status</strong></p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">Description</strong></p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">INITIALIZED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent has been initialized.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">REQUIRES_PAYMENT_METHOD</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent needs to be updated with a payment method either as source or destination</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">WAITING_FOR_CONFIRMATION</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent Pending confirmation</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">REQUIRES_ACTION</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">An action needs to be completed for the payment to continue. This action will be found in the nextAction property of the transaction intent.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">PENDING</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">The intent is being processed.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">CANCELLED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent has been manually cancelled by the user or via API.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">EXPIRED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent has expired.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">FAILED</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">The intent couldn&apos;t be processed and failed.</p></td></div></tr><tr class="slate-tr " ><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">SUCCESSFUL</p></td></div><div class="slate-TableCellElement-content"><td class="slate-td"><p class="slate-p slate-indent-0" style="0px">Intent successfully processed.</p></td></div></tr></tbody></table></div><p class="slate-p " ></p><p class="slate-p " ></p><p class="slate-p " ></p>

<p class="slate-p " ></p><p class="slate-p slate-indent-0" style="0px">A payment session represents your customer’s session as they pay for one-time purchases or subscriptions through Checkout or payment links. We recommend creating a new session each time your customer attempts to pay.</p><p class="slate-p slate-indent-0" style="0px">Once the payment is successful, the payment session will contain a reference to the customer, as well as the successful payment intent or an active subscription.</p><p class="slate-p slate-indent-0" style="0px">You can create a payment session on your server(website or app) and redirect the user to its URL to begin the payment process.</p><p class="slate-p " ></p><div style="text-align:center"><img src="https://theneo-prod-public.s3.us-east-1.amazonaws.com/52d7da0c-be5d-4f88-96a3-ed5813d203df.jpg" style="
              width:1497px;
	            height:675px;
	            aspect-ratio:1497 / 675"
         /></div><p class="slate-p " ></p><p class="slate-p " ></p>

A payment session represents your customer’s session as they pay for one-time purchases or subscriptions through Checkout or payment links. We recommend creating a new session each time your customer attempts to pay.

Once the payment is successful, the payment session will contain a reference to the customer, as well as the successful payment intent or an active subscription.

You can create a payment session on your server(website or app) and redirect the user to its URL to begin the payment process.

<p class="slate-p " >In the following pages, we will share with you how to carry out the most common actions through the gateway.</p><p class="slate-p " ></p><p class="slate-p " ></p>

In the following pages, we will share with you how to carry out the most common actions through the gateway.

<p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">What is Neero Flow?</strong></p><p class="slate-p slate-indent-0" style="0px">Neero Flow is a comprehensive solution designed to facilitate payments and financial operations for platforms and marketplaces. It allows businesses to easily onboard and manage sellers, service providers, or other third-party participants while handling complex payment flows, including payouts, commissions, and fees.</p><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">What Problems Does Neero Flow Solve?</strong></p><p class="slate-p slate-indent-0" style="0px">Neero Flow addresses several key challenges that platforms and marketplaces often face:</p><ol class="slate-ol " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Complex Payment Distribution: </strong>In a platform or marketplace, payments often need to be split among multiple parties. Neero Flow automates the process of distributing payments to different accounts, whether it’s paying out to sellers, splitting revenue with service providers, or managing commissions.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Global Payments and Compliance:</strong> Managing payments across different countries and regions can be a legal and logistical nightmare. Neero Flow handles the complexities of international payments, including currency conversion, tax reporting, and compliance with local regulations, so businesses can operate globally without having to build out complex financial infrastructure.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Onboarding and Verification:</strong> For platforms that need to onboard a variety of users—such as freelancers, sellers, or businesses—Neero Flow provides tools to easily verify identities, manage KYC (Know Your Customer) requirements, and ensure compliance with financial regulations.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Customizable Payment Flows:</strong> Platforms often need to customize how and when payments are made to their users. Neero Flow offers flexible payment routing, allowing businesses to decide how funds are held, transferred, and paid out, based on their specific needs.</div></li></ol><p class="slate-p slate-indent-0" style="0px"><strong class="slate-bold">When Can You Use Neero Flow?</strong></p><p class="slate-p slate-indent-0" style="0px">Neero Flow is ideal for any platform or marketplace that needs to manage payments between multiple parties. Here are some common use cases:</p><ol class="slate-ol " ><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Online Marketplaces:</strong> Platforms like e-commerce websites, where sellers list their products and customers purchase them, can use Neero Flow to handle payments, split proceeds, and manage payouts to sellers.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Service Platforms:</strong> Businesses that connect service providers with customers, such as ride-sharing apps or freelance platforms, can use Neero Flow to manage payments, ensuring that drivers, freelancers, or other service providers are paid accurately and on time.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Crowdfunding Platforms: </strong>Crowdfunding sites that collect money from backers and distribute it to project creators can use Neero Flow to manage the collection, holding, and distribution of funds.</div></li><li class="slate-li " ><div style="position:relative"><strong class="slate-bold">Subscription-Based Marketplaces: </strong>Platforms that manage subscriptions on behalf of creators or service providers can use Neero Flow to handle recurring payments and distribute</div></li></ol><div style="text-align:left"><img src="https://theneo-prod-public.s3.us-east-1.amazonaws.com/36a4297d-1fc8-4e4d-b32c-9ee5fc6f1784.jpg" style="width:auto;height:auto" /></div><p class="slate-p " ></p><p class="slate-p " ></p>

Neero Flow is a comprehensive solution designed to facilitate payments and financial operations for platforms and marketplaces. It allows businesses to easily onboard and manage sellers, service providers, or other third-party participants while handling complex payment flows, including payouts, commissions, and fees.

Neero Flow addresses several key challenges that platforms and marketplaces often face:

Neero Flow is ideal for any platform or marketplace that needs to manage payments between multiple parties. Here are some common use cases:

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