Transaction Decline Codes for iPOS S.A.F.E Risk Rules

Code

Message

Meaning

R02

R02 RISK FLAGGED

Too many transactions or declines using cards that share the same BIN within a short time. BIN is blocked to prevent abuse.

R03

R03 RISK FLAGGED

High number and percentage of declined transactions within a short time — TPN is deactivated due to suspicious activity.

R04

R04 RISK FLAGGED

Transaction volume for the current open batch has reached its daily limit. No new sales are allowed until the batch is closed.

R05

R05 RISK FLAGGED

The daily limit for manual refunds was exceeded — either in total amount or number of refunds.

R06

R06 RISK FLAGGED

A sale transaction exceeded the maximum amount allowed for this terminal.

R07

R07 RISK FLAGGED

A manual refund exceeded the allowed limit for this terminal.

R08

R08 RISK FLAGGED

Daily EMV fallback limit reached. Further fallback transactions are blocked to prevent fraud.

R09

R09 RISK FLAGGED

International card transactions are not allowed for this terminal.

R10

R10 RISK FLAGGED

Too many transactions attempted using any cards (not limited to a BIN) in a short time. TPN is blocked to prevent bot-based attacks.

R11

R11 RISK FLAGGED

Refunds to international cards are restricted. Only domestic card refunds are allowed on this terminal.

R12

R12: INVALID CVV

The CVV code didn’t match the card. The transaction was declined and automatically voided.

R12

R12: INVALID ZIP

The ZIP code didn’t match the billing address. The transaction was declined and automatically voided.